The Finances of Flood Damage
What would you do if your business flooded tomorrow?
When a major storm hits your commercial business, it can be a financial disaster, too. Therefore it's important to pursue all of the potential benefits available to you. Repairing storm damage to your property can run into the thousands of dollars and many small businesses might not have sufficient savings to cover the expenses. Fortunately, your commercial insurance policy will cover some of these costs, after a deductible is paid. Other insurance options such as business interruption insurance and extra expense insurance may also kick in, though not all companies have this coverage. A number of expenses above and beyond an insurance claim could be tax deductible.
Looking Into Tax Benefits
When it comes to federal, state and local tax laws it always make sense to speak with a tax professionals. This allows you to claim all qualifying storm damage expenses. In general, the following expenses may be eligible for a tax write-off:
- Water damage expenses not paid by insurance
- Cleanup and recovery expenses
- Hurricane and tornado damage
Your initial efforts should concentrate on an insurance claim. An experienced storm mitigation team in Langhorne, PA, can help you organize your paperwork for the insurance company. With photos, spreadsheets and online communications an itemized record of expenses and losses can be sent to the insurance company. This enables a fast and efficient claims process that gets needed money into your hands fast.
Pursuing Other Options
If the storm damage that hits your company is part of a larger storm and has been declared a federal or state disaster area, other sources of financial help could become available. This includes low interest loans that help you borrow money to buy damaged equipment, replace lost inventory and pay employees. When disaster strikes, you need all of the help you can get or your company could never reopen. Working with companies and agencies that are Here to Help can make a big difference.
How To Get Rid of Black Mold in a Shower
Shower mold is a common household problem in Fox Chase, PA
How To Get Rid of Black Mold in a Shower
Shower mold is a common household problem in Fox Chase, PA. It is important to clean mold as soon as you find it. Luckily, there are many creative ways to get rid of it. By following a few simple steps, you may be able to remove the mold on your own:
1. Make a Cleaning Solution Bleach is not the only way to clean mold. There are less toxic methods you can try. White vinegar is known to remove mold, including black mold. Alternatively, Borax creates a natural insecticide and fungicide.
2. Coat the Area Once you have your cleaning solution in hand, use a spray bottle to apply it to the area you are cleaning. Spray it liberally and continue until there is a visible coating. Choosing an option that does not create toxic fumes will make this step more pleasant.
3. Let it Sit Give the cleaning agents a few minutes to work their magic. If you let it sit for a bit, you may have less scrubbing to do when you wipe the shower mold clean.
4. Wipe it Off While wearing gloves, use a cloth or sponge to remove the mold. It should wipe off fairly easily. Rinse the sponge or change cloths as needed.
5. Scrub it Clean If you find that you still have mold in your shower, you may need to create some extra friction to scrub it off. A scrubbing brush should do the trick. In order to avoid this step in the future, clean moldy areas when you first find them. The longer mold sits, the harder it can be to remove.
If your shower mold is hard to remove on your own, you can hire the help of a professional mold remediation company to fix the problem. They will work to return your home to normal and can identify any hidden sources of mold that may be lurking about.
We Are Cleaning Experts
SERVPRO is performing all cleanup and bioremediation in accordance with the guidelines provided by the CDC and local authorities.
SERVPRO is Here to Help during this time of need
During this unprecedented time caused by the global pandemic of coronavirus, this is a reminder to our customers that we are specialists in cleaning services, and we adhere to the highest cleaning and sanitation standards.
We are prepared to clean and disinfect your home or business, according to protocols set forth by the Centers for Disease Control and Prevention. We have years of experience in dealing with biological contaminants, and we will go beyond the scope of work that regular janitorial staff perform on a daily basis. The CDC encourages cleaning of high-touch surfaces such as counters, tabletops, doorknobs, light switches, bathroom fixtures, toilets, phones, keyboards, tablets and tables. Other spaces mentioned in the CDC’s guidance for commercial spaces include:
• Kitchen/Food Areas
• Retail Spaces
• Water Fountains
• Sales Counters
• Carpets and Rugs
• Stair Handrails
• Elevator Cars
• Playground Equipment
• Fitness Equipment
The CDC recommends usage of a labeled hospital-grade disinfectant with claims against similar pathogens to the coronavirus.
Multiple products in the SERVPRO product line carry the EPA-approved emerging pathogens claims. While there is currently no product tested against this particular strain of the coronavirus, we are following all guidelines as provided by the CDC and local authorities.
Call Today for a Proactive Cleaning
If your home or business needs deep cleaning services, call the experts at SERVPRO of Langhorne/Bensalem and Fox Chase/Torresdale (215) 608-1894
More than Meets the Eye
To the naked eye, the ceiling may seem unaffected by a fire, but upon closer inspection, you can see there is a layer of soot in need of remediation.
Sometimes a little smoke can do a lot of damage. Sure, it's easy to identify when a fire causes major damage, but what about when a small fire leads to smoke all the way on the other end of the structure?
If you unknowingly hire an inexperienced contractor or restoration company, you may end up with lingering smoke odors for weeks, months, or even years. This is because you need the expertise of certified soot cleaners. Technicians and project managers who know exactly where and what to look for that could lead to lingering odors. For instance, a small hole in a ceiling or an exterior wall could be big enough to let soot particles in and affect insulation behind the walls. Additionally, running a central air system could potentially lead to circulating the soot throughout the structure.
These are just a couple of examples of small details that, if not properly identified & addressed, could lead to unnecessary lingering odors.
Luckily we are here to help! Call us any time and we will happily provide an inspection & estimate!
Water Heater Leak
This water heater caused severe damage to this homeowner's finished basement
It always happens when least expected...you're about to clean dishes and the water won't warm up, or you're about to shower and the water is freezing! Hopefully, these are fixed by an easy repair to your water heater. Unfortunately, sometimes, these issues could mean you have a leaking water heater that needs to be replaced.
Sometimes you'll go into your utility room and see a foot of standing water from the leaking water heater! Other times, it might just be a small puddle or damp carpet near the water heater. Either way, elevated moisture within a dwelling could lead to mold colonization if the moisture level is not corrected by professionals. Don't let your property's value decline due to something as simple as a leaky water heater! Call SERVPRO and let us restore your property right away!
This homeowner, understandably, couldn't believe the living room fireplace caused soot to reach their bedroom carpet!
Sometimes you don't realize how extensive a damage to your property is. Often times, in the cases of puffbacks and chimney mishaps, it may seem like a just a little soot has landed on your walls, floors, or personal belongings. However, after making an attempt(s) at cleaning the soot themselves, many customers will call us for an estimate days, or even weeks, later. This is because they've discovered that the soot reached areas of the homes they thought unimaginable, and now need professional cleaning help.
Though we find a valiant effort has been made by the home or business owner to clean the soot themselves, often times they are not equipped with the proper cleaning tools & products for the long and tedious process. Did you know, this type of damage is typically considered a "covered loss" by the majority of insurance providers? Why struggle with the agony and hours of cleaning your property yourself when you can call SERVPRO for a professional cleaning today!
Insulation can be a culprit in retaining smoke smell after a fire if not properly removed & replaced.
Cleaning up after a fire can be a daunting task. Depending on the severity of the blaze, not only is there the physical task of performing demolition and inch by inch cleaning, but there is also the emotional toll of sorting through charred personal belongings and possibly heirlooms.
SERVPRO is here to relieve that stress for you. We have the knowledge and expertise to perform and properly document any and all necessary demolition, cleaning, contents inventorying/cleaning, and contents moving/storing. This will allow you to focus on day to day priorities in the aftermath of a fire, like getting to work on time, taking the kids to school, etc... rather than focusing on the physical and emotional clean up of the fire damage itself.
This photo gives some idea as to the size of the warehouse & detailed nature of work to be performed
Recently SERVPRO of Langhorne/Bensalem was called to a large commercial space of about 50,000 square feet. Unfortunately, the business was a victim of circumstance when their neighbors decided to light a pile of debris on fire outside of their facility. Due to the amount of debris that was set ablaze, and due to open windows in the business's warehouse, the building's entire interior was exposed to the smoke damage. This allowed soot to enter and affect the entire building. A loss of this size can be devastating to any business operation. Luckily, the building owner called SERVPRO to remediate the damage. Not only did we clean the warehouse and office structure so that business operations could resume, but we also brought in several subcontractors to inspect & fix specialty items; including computer systems, HVAC systems, proprietary electronics & appliances, and masonry experts. Due to our quick and professional response, the business began operating a portion of their services within just 1 day of calling us, and the entire business was stabilized and operable after just a few more days.
Sump Pump Losses
Pictured is an actual sump pump caught in the act of victimizing a local homeowner.
We see them all the time: significant storm events. It may be surprising to many homeowners that the most common damage in our area is caused, not by leaky windows or roofs, but by a sump pump failure. Whether it is due to temporary loss of electricity, or just the inability of the pump to function correctly, homeowners with a sump pump can sometimes experience a water damage. Add in a finished basement, that could be a recipe for a lot of damage! "And if you have a cut-rate insurance company policy, you could be paying for the repairs yourself."
So if you want to avoid mayhem, here are a few things you can do to protect yourself:
1) Speak to your insurance agent or provider to see about adding coverage to your policy specific to sump pumps. Many times, it is very low-cost to add this coverage, but insurance agents do not include it automatically. You don't want to find out after the damage!
2) While you will be anxious to get your property fixed, many times insurance coverage is limited on sump pump damage. Therefore, you may want to get an estimate first. The restoration company may need to see the property in-person to provide an accurate estimate, and this will surely delay the drying process, but it may ultimately save you dollars and cents.
So to sum up, make sure that you check your policy for coverage on sump pumps so that your insurance provider helps you with the repairs. And also be sure that you contact a reputable restoration company that is willing to provide you an estimate up front, like SERVPRO of Langhorne/Bensalem!
Preparing a space for proper content/personal possession assessment, inventorying, cleaning, packing, and storing.
Customer service isn’t just about being courteous to your customers–it’s about being attentive to our customers' needs and doing the job professionally and correctly- the first time!
SERVPRO's customer service is like no other. We are there to help and we will tailor our drying plan to your specific needs! Whether it be accommodating your busy work schedule, being cognizant of health concerns, or even just as simple as being friendly to the family pet, SERVPRO is there to help you with your damage by providing exceptional customer service!
We also know that we are not just there to dry the structure. We are also there to restore your contents. We understand that not every personal possession strictly has a monetary value. Some possessions have sentimental value as well. Many restoration companies neglect this fact, but SERVPRO will take as much time and care as necessary to help with your possessions!